1. Bring your own baon. Say goodbye to restaurant food and hello to home cooked meals. Bring a water bottle instead of buying soda all the time. The best part about this technique is it helps you stay healthy, too.
2. Write it down. Keep a notebook to record everything you spend on. At the end of every week, check your log-you'll be surprised to see where most of your money goes!
3. Shop in your closet. Look for old threads that you can work on to permanently get rid of that ugly,” I have nothing to wear!" feeling.
4. Be earth-friendly. Being good to the planet can equal being good to your pocket! Fill your notebooks to the brim, use old magazines for school projects, use rewritable DVDs instead of ordinary CDs, and invest in rechargeable batteries.
5. Bust out the piggy bank. Drop all your loose change into your old piggy bank every time you come home from school. It may be old school, but it always works.
6. Hang out at home. Invite friends over instead of hanging out at the mall. Eat in instead of ordering takeout. Watch a DVD instead of heading to the theaters.
7. Try to make smarter decisions when it comes to money. You need to think twice about what you invest in.
8. Work on your wish list. Every time you get that impulse to shop, write down what you want (how much it costs) in a journal. Making a list can help you filter your needs from your wants, and the things you must have from the stuff you can live without.
9. Take care of yourself. Looking after your health in the most basic way can keep you from spending money on meds and doctors in the long run. Eat healthy, brush and floss, stay active, rest your eyes, and always find time to relax so you don't stress out and get sick.
10. Count it out. Go over how much money you have in your wallet at the end of each day. It's one way to track spending-and a great way to be aware of everything you've got.
Juliebeth D. Afable
BJ3-1D
Tuesday, March 2, 2010
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